Through your website
Opayo online gateway
Easily integrate our secure, fully hosted payment page into your website. No complicated setup or coding required. Designed to match your brand and keep your customers’ checkout experience seamless.
Key benefits
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24/7 real-time payments – never miss a sale
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Secure, PCI:DSS Level 1 compliant – peace of mind for you and your customers
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Pre-authorisation options – only take payments when you're ready to fulfil orders
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Subscription-ready – manage recurring payments with ease using CPA (Continuous Payment Authority)
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Fraud protection – built-in authentication and data security tools
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Easy API integrations – safe, fast and compatible with your existing systems

Over the phone
Virtual terminal
Sometimes customers just want to pick up the phone - and when they do, you’re covered. Our Virtual Terminal allows you to take card payments quickly, securely, and from anywhere.
Key benefits
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Fast, 1-second transactions
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Accept major global cards and currencies
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PCI:DSS & 3DS compliant for peace of mind
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Advanced reporting & daily transaction insights
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Hosted & API solutions for full flexibility
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Real-time authorisation to combat fraud
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Pay by link
Send payment links
Want to simplify getting paid? With Pay by Link, you can send secure, trackable payment requests by email - perfect for chasing invoices, deposits, or one-off orders.
How it works
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Generate a pay link in your secure portal
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Send the link to your customer via email
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Customer pays via card & gets a receipt

Key benefits
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No setup or integration required
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Reduces time chasing payments
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Easy tracking of every request
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Lower PCI DSS compliance requirements
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A better, faster payment experience for customers